HOLDEM:  MARKET TREND FORECASTING TOOL
                          SHAREWARE VERSION
                             PC-PROFESSOR

                          Copyright (c) 1994



IN BRIEF:  HOLDEM IS A WORKSHEET FOR LOTUS 1-2-3 OR MICROSOFT EXCEL
WHICH FORECASTS MAJOR CHANGES IN THE UNITED STATES STOCK MARKET.  IN
PARTICULAR, IT PROVIDES AT THE MINIMUM A ONE WEEK WARNING OF UPWARD OR
DOWNWARD TREND REVERSALS.  HOLDEM COMPARES THE SP500 WEEKLY CLOSE WITH
THE DOW JONES UTILITY AVERAGE WEEKLY CLOSE; RESULTS ALLOW THE USER TO
MOVE PROFITABLY BETWEEN EQUITY INVESTMENTS AND MONEY MARKETS.

HOLDEM HAS SIGNIFICANTLY BEATEN A BUY AND HOLD STRATEGY ON THE SP500
AND DJIA SINCE 1970, AS WELL AS GETTING YOU OUT OF EQUITIES BEFORE ALL
MAJOR DOWNTURNS, AND SUCCESSFULLY BACK INTO EQUITIES JUST BEFORE THE
NEXT UPTURN.  MOST RECENT SELL SIGNAL WAS 01/28/94!

HOLDEM.ZIP contains HOLDEM.WK1, HOLDEM.DOC, HOLDEM.REG, and this file,
README.TXT.